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How to build a million-dollar portfolio with no savings

Kevin Monserrat
6 min readNov 3, 2022

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The true democratisation of wealth and opportunity will only happen when people can invest time without savings because we all have 24 hours a day.

When you harness the awesome power of sweat equity, the possibilities are incredible. Let’s find out more.

A million-dollar portfolio. Sounds good, doesn’t it? Whether it’s something to put on your track record, prepare for retirement or simply grow your wealth, it’s a goal for entrepreneurs, freelancers and VC scouts worldwide. The problem is that you need money to get money. It’s the reason society is so unfair and unequal.

Eleanor Kaye, executive director at Newton Venture Program, said: Democratising venture capital is our mission. We’ve seen the untapped talent that is out there through our Newton alumni and the incredible work they have gone on to do. Whether it’s creating syndicates and funds for overlooked sectors, or backing underestimated founders, change is happening. We’re helping equip the next generation of investors with the knowledge and understanding to make venture capital a more equitable space.

But, the journey to getting capital in the first place is difficult for those from lower socio-economic groups with limited social mobility and a lack of generational wealth. Sweat equity solutions can enable people to…

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Kevin Monserrat
Kevin Monserrat

Written by Kevin Monserrat

Investor, Board Member, Liquid Venture Fund Builder at @consilience

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